What is a reliable medical insurance for an exchange in the US?
Medical insurance in USA is a difficult choice . If you are from overseas and studying in USA it is more complicated since budget is small . If you are young and healthy and do not indulge in risky sports you can take insurance for catastrophic problems only .This will cover only some life threatening health situations but premium will be less . The best way to do is to go to the nearest good hospital and find out from counter which Insurance companies have contract with them . You select one of them with an insurance policy were the premium is low and the out of pocket expense limit per year is also low . These two criterions are like two ends of balance .You select one with low number other will increase . Optimise with out of pocket expense minimum.